While it is the great evil and has produced corruption and is one of the main reasons why the earth is in decline, it has been used by God to create incentive and inspire progress. It is the carrot before the horse leading it on and man has responded to it because of the earthly rewards it brings to him. The question is why when it has done so much damage was it allowed? What is it about money that has been so useful in the Spirit’s plan for good?

It would depend on how one defines ‘good’ to be able to see the big picture. Religions promise that all things are governed by several forces aside from the Divine. Evil, for instance, supposedly comes from the devil while luck also plays a role in the thinking of many.

The role of money has been to make men appear to be equal to God. In other words, through his inventions and interference with nature he is happy to think that he can change just about everything and manipulate it to his will. This has brought great darkness over the earth and now has delivered it to a state of decline from which it cannot recover unless humans are removed from it.

The big question is why would this be in the plan of God when the planet is beautiful, the creatures on it are magnificent, and their creation has taken billions of years? Why would it be jeopardised and destroyed because of money? Most want answers and they are appealing for them in a big way.

Man’s thinking is a soup of ideas with no single base to it. There can be no answer to the questions using our own logic as everyone has a different opinion. Thrown together they are a mismatch of mistakes and wrong thinking propelled by the 2 beasts of Revelation 11 and 13.

The Spirit of the Universe is the first thing he has missed. It is the Great Creative Power behind everything, good and evil (Isaiah 45:4-8). It is in complete control and it is everywhere. It knows our every thought, mood, deed, and desire. It uses us like puppets on strings to carry out its plan. It has everything lined up to happen and money is the incentive to make us move in certain directions.

Those who have a connection to the Spirit are most likely to understand how it works. My reincarnation alerted me to the way man thinks how he has come up with the false gods and heaven and hell as destinies. The after-life doesn’t exist as death has brought us all back in new bodies (Isaiah 26:19) to hear the truth at the end of the day, a time we are now in and when the prophecies tell us that all things will be revealed (Isaiah 29:18-20, 42:16).

For hundreds of millions of years deposits within the earth resulted from the death of old forests, the movement of land, and the shifting of oceans. Bit by bit, layer after layer, plants, animals, and minerals have been positioned to form our world. Now, after only 200 or so years of industrialism it is being reshaped and depleted until it faces death through greed, over cultivation of the soil, extraction of resources, and the pumping of fossil fuel gasses into the atmosphere.

If you were God what would you say to humans standing before you and awaiting your judgment? Would you ask why metals are more important than breathing, or why electricity extracted from coal is more important than food? Perhaps you might ask why so many hate their grandchildren and the future that could have been but will never be because this generation didn’t care.

One thing reigns supreme over the man-made world of destruction – Money. If you were questioned by god, what would you say in return? Perhaps you would answer that without money you could not survive in a world that is dependent on it. You might say that the food in the jungles you are helping to cut down is not adequate for your taste. Then again you might argue that you need the electricity to see and the coal to keep warm.

But what if God reminds you that money has only been around for 2,000 years and that trade and commerce are the result of the second beast of Revelation, who is Constantine? You might then learn that it was he who invented the Catholic Church, Jesus Christ, and the economic system; that it was he who blinded and deafened you to the facts because he forced everyone to worship his gods.

Sometimes we need to reflect on these past events to understand where we are and why we are here. In my case I have an advantage because of memory of reincarnation and knowledge that we have all lived before. That wipes out the religious belief of heaven and hell, as well as devil, angels, and saints.

The spirit lives beyond the grave and is reborn some 7 times, according to Job 5:19-22. We are told that in the last days the graves will give up their dead in Isaiah 26:19. We are also told in Isaiah 45:4-8 that there is only one God and nothing or no one else. That means the Trinity, which was introduced by Constantine, does not exist.

Then why are we here and what is life about? Why do we suffer and lose loved ones? Why are things so hard to do and sometimes seem impossible? Why should we make an effort to be successful?

The answers are in the bible and there is one in prophecies are the explanations. A group called the Children of Israel are put through the fires of refinement to produce perfection at the end of the day. That time is now and they are blossoming with spiritual gifts that include miraculous healings and peace beyond knowing.

There is no judgment of anyone because we have all done what was required of us. Only the spiritual people are meant to survive the devastation that is coming and only God knows who they are.

While the rest continue to use money to deplete resources, pollute the environment, make wars, and cause hardship for many they are like the soil in which God’s plants have grown.

The study of human behaviour, which has traditionally come under the umbrella of psychology, would seem to have little relationship with economics.

But, as we learn more about how the brain works through the dual disciplines of neuroscience and psychology, there is an increasing marriage with the field of economics, in order to better understand how people make financial decisions.

This has evolved considerably in recent years and is an emergent field that deserves a little introduction and explanation.

The traditional view of economics and financial decision-making

It is sometimes forgotten in economics that the field is meant to be about the behaviour of people when making financial decisions.

The traditional economist’s view is that the world is populated by unemotional, logical, decision makers, who always think rationally in drawing their conclusions. This view is underpinned by the understanding that human behaviour displays three key traits: unbounded rationality, unbounded willpower, and unbounded selfishness.

This has always flown in the face of the findings of cognitive and social psychologists, who questioned these assumptions as far back as the 1950s.

With the rise of behavioural neuroscience since the 1980s (especially Kahneman’s work) providing more insight into the workings of the brain, we are now more sure than ever about the role that emotion and bias plays in all decision-making: from simple day-to-day decisions like which dress to wear, through to larger decisions that may affect many people.

Overconfidence and optimism are two examples of behavioural traits that may lead to sub-optimal financial decision-making, and divert from the traditional model used. People have also been shown to make poor decisions, even when they know it’s not for the best, due to a lack of self-control.

So this is where behavioural economics has been able to step in and modify many of the beliefs of the traditional economic views.

What is behavioural economics – and how can it help?

Behavioral economics and behavioral finance study the effects of psychological, social, cognitive, and emotional factors on economic decisions.

This may apply to individuals or institutions, and involves looking at the consequences for market prices, dividends, and resource allocation.

Of the three traits of human behaviour included in the traditional model outlined above, unbounded rationality has received special focus, with new understandings in the field resulting from neuroscience.

Understanding better how people arrive at financial decisions can help in many areas: from personal finance to organisations shaping products and trying to get more customer sign-ups; and from the vagaries of stock market trading through to governments and how they formulate financial legislation.

Perhaps behavioural economics can, in future, help people to make better decisions to safeguard their financial futures; it may even have helped if more attention had been paid to it in the lead up to the Global Financial Crisis in 2008.

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